Patient & family library
Plain-English guides, calculators, and downloads written by licensed life settlement specialists. Everything free, no email required.
Patient’s Guide to Life Settlements
A 24-page walk-through of every step in the process, plus the questions to ask before signing.
Download free →IRS §101(g): Tax treatment
When viatical proceeds are tax-free, the certification process, and state-by-state variations.
Read the guide →Protecting Medicaid & SSI
Asset limits, trust structures, and what to set up before proceeds arrive to keep your benefits.
Read the guide →Glossary of settlement terms
15 industry terms in plain English: viatical, NPN, rescission, conversion privilege, and more.
Open glossary →Policy value calculator
Estimate your payout range in 60 seconds. No email gate, results visible on screen.
Run the calculator →Caregiver decision checklist
For the spouse, adult child, or social worker helping the patient evaluate the offer.
Download PDF →See what your policy is worth.
Thirty seconds to find out. No medical records, no credit check, no cost.